RIDGEWOODGOOD.COM


RIDGEWOODGOOD.COM

What Makes
Ridgewood Good?
At Ridgewood, we believe banking should go beyond numbers, which is summed up in our tagline, “multiply the good.” Click to the right to see how we’re different.



MULTIPLY THE
GOOD IN BANKING
From no-fee checking, to a 55,000 ATM network, to apps that give you the ability to turn your debit card off and on, we are constantly updating and improving your banking experience.



AND WHY
A SQUIRREL?
Introducing Switch the Squirrel. As you know, squirrels are more than just cute, they’re feisty savers, making Switch the perfect mascot for Ridgewood. And what is he saving? Acorns that grow into mighty oaks.

TIPS FOR
SWITCHING BANKS
While the process of switching banks may seem complicated, it’s really not that difficult. Follow these 6 steps to make your transition to Ridgewood as smooth as possible.



OPEN YOUR
NEW ACCOUNT
Before pulling the plug on your old bank, choose and open the Ridgewood account that’s right for you. You can start one online or visit your local branch.



RE-DIRECT YOUR
DIRECT DEPOSIT
Your employer will have a simple form, which you’ll need to fill out in order to reroute paycheck deposits to your new account.
Ridgewood’s routing number is 226071033.



UPDATE YOUR
AUTOMATIC PAYMENTS
Print a copy of your latest monthly balance statement from your old bank and highlight all the automatic debit transactions. Note which payments were initiated by bill pay and which ones were debited by the companies you paid. Use this list to set up automatic payments from your new account.



TRANSFER MOST
OF YOUR MONEY
See if there are any unpaid bills or un-cashed checks that need to clear your account and keep enough cash in your old account to cover those expenses. Transfer the rest to your new Ridgewood account.



KEEP YOUR OLD
ACCOUNT OPEN
Stop using your old account completely, but keep it open for at least another month. This will help you avoid any complications with auto-payment issues or un-cashed checks.



CLOSE YOUR
OLD ACCOUNT
Once you are sure that all outstanding checks have cleared and all automatic bill payments have been completed, transfer the rest of your money to the new account and officially close your old one.

DEBIT CARD
REWARDS
At Ridgewood, we reward you every time you use your debit card for purchases. And better yet, you can be rewarded in two ways: reward points and cash back. Click to the right to learn more.


OUR
MOBILE APPS
From using your smart phone to deposit a check to turning your debit card off and on with a simple touch of the screen, our free1 mobile apps make banking on the go easy, safe and secure. Click to the right to see just a few of the features.



POPULAR
LOCATIONS
Use your Ridgewood Debit MasterCardTM to access surcharge-free ATMs located in popular retailers3 like Target, Costco, Walgreens, CVS/pharmacy and more.



FINDING AN ATM HAS
NEVER BEEN EASIER
You can find Allpoint ATMs anywhere your travels take you. Just look for the Allpoint logo. And, with the Ridgewood app and website, you can easily locate the nearest surcharge-free ATM.
For our visually impaired friends:
Now you can get checking and avoid the $3.00 monthly fee with no minimum balance requirements. Just open an account with a deposit of $25.00 or more and do one of these three things: 1) Sign up for a minimum of $300 in recurring Direct Deposits 2) Sign up for and maintain eStatements 3) Maintain a combined balance of $2,500 in your Ridgewood Deposit Accounts. 1There is no charge from Ridgewood Savings Bank for Mobile banking, but data rates may apply. 2CardValet® is a registered trademark of Fiserv, Inc. or its affiliates. 3Look for the Allpoint logo to ensure your transactions will be surcharge-free. Not every retail location has an Allpoint surcharge-free ATM Inside.