Now you can get checking and avoid the $3.00 monthly fee with no minimum balance requirements. Just open an account with a deposit of $25.00 or more and do one of these three things: 1) Sign up for a minimum of $300 in recurring Direct Deposits 2) Sign up for and maintain eStatements 3) Maintain a combined balance of $2,500 in your Ridgewood Deposit Accounts. ¹There is no charge from Ridgewood Savings Bank for Mobile banking, but data rates may apply. ²CardValet^® is a registered trademark of Fiserv, Inc. or its affiliates. ³Look for the Allpoint logo to ensure your transactions will be surcharge-free. Not every retail location has an Allpoint surcharge-free ATM Inside.